Signal Money
Menu
Global

Stocks

Read company filings alongside price moves. Check the reporting period, currency and whether a gain includes dividends. A rising index does not mean every company is doing well.

Latest explainers

Free calculators · USD

Investment return

Return: —

Illustrative estimates only. Taxes, insurance, exchange rates and lender conditions are not included. Use one currency throughout. Interest is fixed, compounded monthly, with payments at month-end.

Read a stock move in three steps

Start with what you actually own.

A company share, a fund holding that share and a token whose price tracks it can carry different rights. Write down the instrument's legal name, issuer and what its terms say about ownership, distributions and redemption. A familiar company name in the product description is not enough to establish shareholder rights. Use our stock-token explainer below when the product's form is unclear; the distinction comes before comparing returns.

Separate the price move from money you keep.

Take a hypothetical purchase of ten shares at 100 currency units each, with a five-unit purchase fee. The initial outlay is 1,005. Selling at 110 brings 1,100 before a five-unit selling fee, leaving 1,095. The gain is 90 and the return on the original outlay is about 8.96%, before any taxes. The share price rose 10%, but the net result is different. These are invented arithmetic inputs, not market quotes or a forecast. A dividend, currency conversion or another charge would need its own entry.

Check the denominator behind a per-share headline.

Profit and profit per share answer different questions. In a hypothetical example, profit of one million spread over one million shares is one unit per share. With the same profit and 1.25 million shares, it is 0.80. This illustrates why share count matters; it is not the full accounting method for diluted earnings per share. Read the reporting period, weighted share count and notes together, then use the diluted-EPS guide to understand what a potential-share calculation does and does not mean.

Use the calculator for the question it actually answers.

The simple return calculator below compares an initial amount with a final value. It does not research a company's accounts, forecast its price or add fees automatically. For additional purchases and fees, use the trade simulator and keep every input in one currency. Compare results over matching periods. The SEC's Investor.gov guidance explains that fees reduce the amount left earning a return; our numbers above are our own illustrative calculation. Official background checked September 22, 2026: Investor.gov, How Fees and Expenses Affect Your Investment Portfolio.

Continue with the next question